:root {
  --brand: #00B853;
  --brand-hover: #009E47;
  --brand-tint: #EBF9F1;
  --ink: #0A0F19;
  --text-body: #4B5563;
  --text-muted: #6B7280;
  --bg-page: #F5F7F9;
  --bg-white: #FFFFFF;
  --border: #E5E7EB;
  --radius-sm: 10px;
  --radius-md: 16px;
  --radius-lg: 24px;
}

*,
*::before,
*::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
  background-color: var(--bg-page);
  color: var(--ink);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}

h1, h2, h3, h4 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  color: var(--ink);
  line-height: 1.15;
  letter-spacing: -0.03em;
}

a {
  color: inherit;
  text-decoration: none;
  transition: color 0.15s ease, background-color 0.15s ease, transform 0.15s ease;
}

ul {
  list-style: none;
}

.container {
  width: 100%;
  max-width: 1180px;
  margin: 0 auto;
  padding: 0 24px;
}

/* Header */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background-color: #FFFFFF;
  border-bottom: 1px solid var(--border);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 74px;
}

.brand-logo {
  display: inline-flex;
  align-items: center;
}

.brand-logo img {
  height: 38px;
  width: auto;
  display: block;
}

.main-nav {
  display: flex;
  align-items: center;
  gap: 32px;
}

.main-nav a {
  font-size: 0.94rem;
  font-weight: 600;
  color: var(--text-body);
}

.main-nav a:hover {
  color: var(--ink);
}

.nav-cta-mobile {
  display: none;
}

.header-actions {
  display: flex;
  align-items: center;
  gap: 12px;
}

/* Buttons — Solid Only, Zero Gradients */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-weight: 700;
  font-size: 0.96rem;
  padding: 14px 24px;
  border-radius: 12px;
  border: none;
  cursor: pointer;
  text-align: center;
}

.btn-primary {
  background-color: var(--brand);
  color: #FFFFFF;
}

.btn-primary:hover {
  background-color: var(--brand-hover);
}

.btn-dark-sm {
  background-color: var(--ink);
  color: #FFFFFF;
  padding: 9px 15px;
  font-size: 0.86rem;
  border-radius: 10px;
}

.btn-dark-sm:hover {
  background-color: #1F2937;
}

.header-soon-tag {
  background-color: var(--brand);
  color: #FFFFFF;
  font-size: 0.68rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  padding: 2px 7px;
  border-radius: 6px;
  margin-left: 2px;
}

.btn-block {
  width: 100%;
}

/* Official-Style Solid Black Google Play Button */
.play-store-btn {
  display: inline-flex;
  align-items: center;
  gap: 14px;
  background-color: var(--ink);
  color: #FFFFFF;
  padding: 13px 26px;
  border-radius: 14px;
  user-select: none;
}

.play-store-btn.is-coming-soon {
  cursor: default;
}

.play-btn-text {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  line-height: 1.15;
}

.play-small {
  font-size: 0.66rem;
  font-weight: 700;
  letter-spacing: 0.09em;
  color: var(--brand);
}

.play-large {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.18rem;
  font-weight: 800;
  color: #FFFFFF;
}

.mobile-menu-toggle {
  display: none;
  background: transparent;
  border: 1px solid var(--border);
  border-radius: 10px;
  padding: 8px;
  color: var(--ink);
  cursor: pointer;
}

/* Hero Section */
.hero {
  padding: 68px 0 84px;
  background-color: var(--bg-white);
  border-bottom: 1px solid var(--border);
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: 56px;
  align-items: center;
}

.hero-content h1 {
  font-size: clamp(2.5rem, 4.4vw, 3.6rem);
  font-weight: 800;
  margin-bottom: 20px;
  color: var(--ink);
}

.hero-subtitle {
  font-size: 1.12rem;
  color: var(--text-body);
  margin-bottom: 32px;
  max-width: 510px;
}

.hero-actions {
  display: flex;
  align-items: center;
  gap: 16px;
  margin-bottom: 44px;
}

.hero-metrics {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  padding-top: 28px;
  border-top: 1px solid var(--border);
}

.metric-item {
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.metric-val {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.4rem;
  font-weight: 800;
  color: var(--ink);
}

.metric-label {
  font-size: 0.84rem;
  color: var(--text-muted);
  font-weight: 500;
}

/* Loan Calculator Card */
.calc-card {
  background-color: var(--bg-white);
  border-radius: var(--radius-lg);
  padding: 32px;
  border: 1px solid var(--border);
  box-shadow: 0 16px 40px rgba(10, 15, 25, 0.06);
}

.calc-header {
  margin-bottom: 24px;
  padding-bottom: 16px;
  border-bottom: 1px solid var(--border);
}

.calc-header h2 {
  font-size: 1.3rem;
  font-weight: 800;
}

.calc-header p {
  font-size: 0.86rem;
  color: var(--text-muted);
  margin-top: 4px;
}

.calc-group {
  margin-bottom: 22px;
}

.calc-label-row {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  margin-bottom: 10px;
}

.calc-label {
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--text-body);
}

.calc-amount-display {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.7rem;
  font-weight: 800;
  color: var(--ink);
}

.range-slider-wrap {
  position: relative;
  padding: 6px 0;
}

.range-slider {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 8px;
  border-radius: 999px;
  background-color: #E5E7EB;
  outline: none;
  cursor: pointer;
}

.range-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background-color: var(--brand);
  border: 4px solid #FFFFFF;
  box-shadow: 0 2px 6px rgba(10, 15, 25, 0.25);
  cursor: pointer;
}

.range-limits {
  display: flex;
  justify-content: space-between;
  font-size: 0.78rem;
  color: var(--text-muted);
  font-weight: 600;
  margin-top: 6px;
}

/* Tenor Buttons */
.tenor-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 10px;
}

.tenor-btn {
  background-color: var(--bg-page);
  border: 1.5px solid transparent;
  border-radius: 10px;
  padding: 10px 6px;
  text-align: center;
  cursor: pointer;
  font-family: inherit;
  transition: all 0.15s ease;
}

.tenor-btn .days {
  display: block;
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 0.92rem;
  font-weight: 800;
  color: var(--ink);
}

.tenor-btn .months {
  display: block;
  font-size: 0.72rem;
  color: var(--text-muted);
  font-weight: 500;
  margin-top: 2px;
}

.tenor-btn:hover {
  border-color: #D1D5DB;
}

.tenor-btn.active {
  background-color: var(--ink);
  border-color: var(--ink);
}

.tenor-btn.active .days,
.tenor-btn.active .months {
  color: #FFFFFF;
}

/* Calculator Breakdown Box — Solid Surface */
.calc-summary-box {
  background-color: var(--bg-page);
  border-radius: 14px;
  padding: 18px 20px;
  margin-bottom: 18px;
}

.calc-main-result {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding-bottom: 12px;
  margin-bottom: 12px;
  border-bottom: 1px solid var(--border);
}

.calc-main-result .result-label {
  font-size: 0.9rem;
  color: var(--text-body);
  font-weight: 600;
}

.calc-main-result .result-value {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.55rem;
  font-weight: 800;
  color: var(--brand);
}

.calc-breakdown {
  display: grid;
  grid-template-columns: 1fr;
  gap: 8px;
}

.breakdown-row {
  display: flex;
  justify-content: space-between;
  font-size: 0.84rem;
}

.breakdown-row span {
  color: var(--text-muted);
}

.breakdown-row strong {
  color: var(--ink);
  font-weight: 700;
}

.calc-disclaimer {
  font-size: 0.75rem;
  color: var(--text-muted);
  text-align: center;
  margin-top: 12px;
  line-height: 1.45;
}

/* Sections */
.section {
  padding: 80px 0;
}

.section-white {
  background-color: var(--bg-white);
}

.section-header {
  max-width: 620px;
  margin-bottom: 44px;
}

.section-header h2 {
  font-size: clamp(1.85rem, 3vw, 2.4rem);
  font-weight: 800;
  margin-bottom: 10px;
}

.section-header p {
  font-size: 1.05rem;
  color: var(--text-body);
}

/* 3-Step Mobile App Journey */
.steps-grid-3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  align-items: stretch;
}

.step-card {
  background-color: var(--bg-page);
  border-radius: var(--radius-md);
  padding: 32px 28px;
  display: flex;
  flex-direction: column;
}

.step-num {
  width: 36px;
  height: 36px;
  border-radius: 10px;
  background-color: var(--brand);
  color: #FFFFFF;
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 0.95rem;
  font-weight: 800;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
}

.step-card h3 {
  font-size: 1.22rem;
  font-weight: 800;
  margin-bottom: 10px;
}

.step-card p {
  font-size: 0.94rem;
  color: var(--text-body);
}

/* Feature Cards */
.products-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  align-items: stretch;
}

.product-card {
  background-color: var(--bg-white);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  padding: 32px 28px;
  display: flex;
  flex-direction: column;
}

.product-icon {
  width: 46px;
  height: 46px;
  border-radius: 12px;
  background-color: var(--brand-tint);
  color: var(--brand);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
}

.product-card h3 {
  font-size: 1.22rem;
  font-weight: 800;
  margin-bottom: 10px;
}

.product-card p {
  font-size: 0.94rem;
  color: var(--text-body);
}

/* Transparency & Eligibility Grid */
.transparency-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 28px;
  align-items: stretch;
}

.info-panel {
  background-color: var(--bg-page);
  border-radius: var(--radius-md);
  padding: 36px 32px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}

.info-panel h3 {
  font-size: 1.3rem;
  font-weight: 800;
  margin-bottom: 8px;
}

.info-panel .info-panel-sub {
  font-size: 0.93rem;
  color: var(--text-body);
  margin-bottom: 22px;
}

.check-list {
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.check-list li {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 0.94rem;
  color: var(--text-body);
}

.check-icon {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background-color: var(--brand);
  color: #FFFFFF;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  margin-top: 2px;
  font-weight: 800;
  font-size: 0.72rem;
}

.rate-table {
  width: 100%;
  border-collapse: collapse;
  margin-bottom: 20px;
}

.rate-table tr {
  border-bottom: 1px solid var(--border);
}

.rate-table th,
.rate-table td {
  padding: 12px 4px;
  font-size: 0.92rem;
  text-align: left;
}

.rate-table th {
  color: var(--text-muted);
  font-weight: 500;
}

.rate-table td {
  color: var(--ink);
  font-weight: 700;
  text-align: right;
}

.rep-example-box {
  background-color: var(--bg-white);
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 16px 18px;
  font-size: 0.85rem;
  color: var(--text-body);
  line-height: 1.55;
}

.rep-example-box strong {
  color: var(--ink);
}

/* FAQ Accordion */
.faq-container {
  max-width: 780px;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.faq-item {
  background-color: var(--bg-white);
  border: 1px solid var(--border);
  border-radius: 14px;
  overflow: hidden;
}

.faq-question {
  width: 100%;
  background: none;
  border: none;
  padding: 20px 24px;
  text-align: left;
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.02rem;
  font-weight: 700;
  color: var(--ink);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  cursor: pointer;
}

.faq-icon {
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background-color: var(--bg-page);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  color: var(--ink);
  line-height: 0;
  transition: transform 0.2s ease, background-color 0.2s ease, color 0.2s ease;
}

.faq-icon svg {
  display: block;
}

.faq-item.open .faq-icon {
  transform: rotate(45deg);
  background-color: var(--brand);
  color: #FFFFFF;
}

.faq-answer {
  display: none;
  padding: 0 24px 20px;
  font-size: 0.94rem;
  color: var(--text-body);
  line-height: 1.65;
}

.faq-item.open .faq-answer {
  display: block;
}

/* App Download Banner — Solid Brand Green */
.app-cta-banner {
  background-color: var(--brand);
  border-radius: var(--radius-lg);
  padding: 52px 56px;
  display: grid;
  grid-template-columns: 1.25fr 0.75fr;
  gap: 40px;
  align-items: center;
}

.app-cta-content h2 {
  font-size: clamp(1.85rem, 3vw, 2.4rem);
  font-weight: 800;
  color: #FFFFFF;
  margin-bottom: 14px;
}

.app-cta-content p {
  font-size: 1.06rem;
  color: rgba(255, 255, 255, 0.92);
  margin-bottom: 28px;
  max-width: 500px;
}

.banner-actions {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 16px;
}

/* Phone Card inside Banner */
.phone-mockup-wrap {
  display: flex;
  justify-content: center;
}

.phone-card {
  width: 100%;
  max-width: 310px;
  background-color: #FFFFFF;
  border-radius: 20px;
  padding: 24px;
  box-shadow: 0 20px 40px rgba(10, 15, 25, 0.14);
}

.phone-top-bar {
  display: flex;
  align-items: center;
  gap: 8px;
  margin-bottom: 16px;
}

.phone-status-dot {
  width: 10px;
  height: 10px;
  border-radius: 50%;
  background-color: var(--brand);
}

.phone-app-name {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 0.85rem;
  font-weight: 800;
  color: var(--ink);
}

.phone-limit-box {
  background-color: var(--ink);
  color: #FFFFFF;
  border-radius: 14px;
  padding: 20px;
  text-align: center;
  margin-bottom: 16px;
}

.phone-limit-label {
  display: block;
  font-size: 0.75rem;
  color: #9CA3AF;
  margin-bottom: 4px;
}

.phone-limit-amount {
  display: block;
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.85rem;
  font-weight: 800;
  color: #FFFFFF;
  margin-bottom: 6px;
}

.phone-limit-tag {
  display: inline-block;
  font-size: 0.72rem;
  font-weight: 700;
  color: var(--brand);
}

.phone-steps-mini {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.mini-row {
  display: flex;
  justify-content: space-between;
  font-size: 0.82rem;
  padding-bottom: 8px;
  border-bottom: 1px solid #F3F4F6;
}

.mini-row:last-child {
  border-bottom: none;
  padding-bottom: 0;
}

.mini-row span {
  color: var(--text-muted);
}

.mini-row strong {
  color: var(--ink);
  font-weight: 700;
}

/* Footer — Clean Solid Neutral */
.site-footer {
  background-color: var(--bg-page);
  color: var(--text-body);
  padding: 56px 0 36px;
  border-top: 1px solid var(--border);
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1.2fr;
  gap: 36px;
  padding-bottom: 36px;
  border-bottom: 1px solid var(--border);
}

.footer-brand p {
  font-size: 0.9rem;
  color: var(--text-body);
  margin-top: 12px;
  max-width: 280px;
}

.footer-col h4 {
  color: var(--ink);
  font-size: 0.92rem;
  font-weight: 800;
  margin-bottom: 14px;
}

.footer-links {
  display: flex;
  flex-direction: column;
  gap: 9px;
}

.footer-links li,
.footer-links a {
  font-size: 0.88rem;
  color: var(--text-body);
}

.footer-links a:hover {
  color: var(--ink);
}

.footer-disclosure {
  padding: 22px 0;
  border-bottom: 1px solid var(--border);
  font-size: 0.79rem;
  color: var(--text-muted);
  line-height: 1.6;
}

.footer-bottom {
  padding-top: 22px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-size: 0.84rem;
  color: var(--text-muted);
}

.footer-legal-links {
  display: flex;
  gap: 24px;
}

.footer-legal-links a {
  color: var(--text-body);
  font-weight: 600;
}

.footer-legal-links a:hover {
  color: var(--ink);
}

/* Legal Pages */
.legal-hero {
  background-color: var(--bg-white);
  color: var(--ink);
  padding: 52px 0 40px;
  border-bottom: 1px solid var(--border);
}

.legal-hero h1 {
  color: var(--ink);
  font-size: clamp(1.85rem, 3vw, 2.4rem);
  margin-bottom: 8px;
}

.legal-hero p {
  color: var(--text-muted);
  font-size: 0.95rem;
}

.legal-content {
  padding: 52px 0 80px;
}

.legal-card {
  background-color: var(--bg-white);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  padding: 44px;
  max-width: 880px;
  margin: 0 auto;
}

.legal-card h2 {
  font-size: 1.25rem;
  margin: 28px 0 10px;
}

.legal-card h2:first-child {
  margin-top: 0;
}

.legal-card p,
.legal-card li {
  font-size: 0.95rem;
  color: var(--text-body);
  margin-bottom: 12px;
}

.legal-card ul {
  list-style: disc;
  padding-left: 22px;
  margin-bottom: 16px;
}

/* Responsive */
@media (max-width: 1024px) {
  .hero-grid,
  .transparency-grid,
  .app-cta-banner {
    grid-template-columns: 1fr;
  }

  .steps-grid-3,
  .products-grid {
    grid-template-columns: 1fr;
  }

  .footer-grid {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 768px) {
  .main-nav {
    display: none;
    position: absolute;
    top: 74px;
    left: 0;
    right: 0;
    background-color: #FFFFFF;
    flex-direction: column;
    align-items: stretch;
    padding: 20px 24px 28px;
    gap: 16px;
    border-bottom: 1px solid var(--border);
  }

  .main-nav.open {
    display: flex;
  }

  .nav-cta-mobile {
    display: block;
    padding-top: 8px;
  }

  .header-actions .btn-dark-sm {
    display: none;
  }

  .mobile-menu-toggle {
    display: inline-flex;
  }

  .hero {
    padding: 40px 0 56px;
  }

  .hero-metrics {
    grid-template-columns: 1fr;
    gap: 14px;
  }

  .calc-card {
    padding: 22px 18px;
  }

  .tenor-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .app-cta-banner {
    padding: 32px 22px;
  }

  .footer-grid {
    grid-template-columns: 1fr;
    gap: 28px;
  }

  .footer-bottom {
    flex-direction: column;
    gap: 12px;
    text-align: center;
  }

  .legal-card {
    padding: 28px 20px;
  }
}